Life insurance
Affordable life insurance, so you can protect your loved ones.
Find out how our advisors can help with your life insurance.
Level term insurance is one of the most popular insurance policies in the UK. It is a type of life insurance that protects you and your family in case of death, disability or terminal illness. This policy can be bought to protect yourself and your loved ones up to a certain level.
Decreasing term insurance is a type of life insurance policy that provides payments over a number of years, typically 10-30. With decreasing term insurance, you pay a fixed amount at the beginning, and the insured amount gradually decreases in line with your mortgages or loans.
Whole of life insurance is a type of insurance that covers the whole of your life. This type of policy can offer a lot more financial protection than other types because it includes protection against not just one event, but a range of issues such as illness and disability.
Mortgage insurance is a product that protects borrowers in case their home loan becomes unaffordable due to events such as job loss, medical bills, or natural disasters.
Discover a better way to protect your family with joint life insurance. Joint life insurance is a type of life insurance that covers the lives of two or more people.
Business life insurance provides coverage for your business, employees, and their families in the event of a permanent or temporary disability or death. Business life insurance can protect your business from financial ruin, so contact us today to learn about our policies.
Life insurance is a type of insurance that pays a sum of money to the policyholder or their beneficiaries in the event of their death.
There are many types of life insurance policies available in the UK, and each one will have different benefits and exclusions. The most common type is term life insurance, which pays out a lump sum if you die during the term period (usually between 5 and 30 years).
Life insurance is not just about providing financial security for your family. It can also provide peace of mind for both you and your loved ones.
It is usually a contract between an individual and an insurer. The person pays premiums in exchange for the insurer’s promise to pay out on death, usually as a lump sum to the beneficiary or beneficiaries of their choice. The death benefit is paid to the policyholder’s estate, which can be used to help meet the needs of the dependents.
This is a question that many people ask themselves. It is important to know that the answer to this question varies depending on different factors, including your age and health.
The first step in determining your eligibility for insurance in the UK is to determine if you are healthy and have a good lifestyle. If you are not sure about how healthy you are, take a look at your family history and see if there is any history of heart disease or diabetes in your family.
You should also take a look at your diet and see if you are eating well or not-so many people don’t eat enough fruits and vegetables!
If you have done all of these things, then it is time to see a doctor for an examination. This will tell them what health risks you may have.
In the UK, the average life expectancy is 81 years. This means that you need to consider how much life cover you need in order to make sure that you will be able to pay off your mortgage and leave money for your loved ones.
The amount of life cover that you need depends on various factors, such as:
These policies are important for anyone who has dependents and wants to protect their loved ones from the financial hardship of losing a provider. Even if you have other sources of income, such as a pension or business, cover can still be beneficial. The best way to find out which type of life insurance policy is right for you is to speak with a broker.
The amount of time you need to cover your dependents financially will depend on a number of factors. Your dependents’ needs, your age, the cost of living in your area, the cost of replacing any income they bring in, and how long you plan to live are all things to consider when determining how much life insurance you need. Talk to a broker now.
Life insurance can be purchased in various forms, depending on the needs and requirements of the individual customer.
There are different types of life insurance policies available for purchase in the UK. In the UK, there are 3 major types of life insurance: term, whole-life, and endowment.
It is becoming more and more important to have a joint life insurance policy in order to provide the best protection for your family as individuals.
A joint policy is a product that combines two separate policies into one, which can be owned by any one of three: marriage, civil partnership, or cohabiting couples. A joint life policy will cover both parties should they die and can also cover dependents of the insured. Most importantly, a joint life insurance policy can be less expensive than if you buy the policy separately.
Separate policies mean that each person is covered separately and will only receive their own payout should they pass away. The cost of life insurance can be expensive.
There are two types of life insurance cover in the UK. They are level insurance cover and decreasing insurance cover.
Level cover: Level cover is the simplest type of life insurance and it usually offers a fixed sum for a set period of time.
Decreasing cover: Decreasing cover provides for decreasing levels of benefit over time. The amount decreases as the insured ages. It is often used as a savings plan to pay off any debts, mortgages, or to provide for dependents after death.
We can’t predict the future, but we can take steps to prepare for it. Life insurance is a contract between an insured and an insurer. When the insured dies, the insurer promises that it will pay out a certain amount of money. The insured pays a set amount of money each month to the insurer in exchange for this promise.
The life insurance coverage includes:
Life insurance policies help protect your loved ones should you die. We have competitive rates and a team of experienced brokers that can find the perfect fit for you and your family.
Instant coverage: We offer instant life insurance quotes, with coverage starting as soon as the application is completed. There is no waiting period and no medical exam is required. You can even apply in minutes from your phone or home computer!
Get advice from a broker: Count Ready offers you the opportunity to consult with a broker who will help you make well-informed decisions based on your unique financial needs.
Pay less, live more: Count Ready offers you the best rates in the industry so that you can get more out of life without being burdened by high monthly premiums.
We’re here to help you plan, protect, and ensure your family’s future.
Insurance that keeps you secure: At Count Ready, we offer life insurance for a variety of situations, so you can stay on top of your finances, no matter what life throws at you.
Solutions for every need: Whether it’s short-term protection, long-term care, or retirement insurance, we’ve got the right solution for you.
Your one-stop insurance destination: We offer everything from home and auto coverage to pet and renter’s insurance. Let us help make sure your family is covered in every way possible!
We are a hybrid mortgage broker and protection adviser. However, we want to make it clear that we do not have physical branch offices everywhere in the UK. You can get our services over the phone, online, and face-to-face in some circumstances.
Please keep in mind that while we may not be local to you, we may still assist you. Imagine if you had a long-term health issue that needed to be addressed. Would you rather have the person who is closest to you or the person who is the best? Now is the moment to put that critical thinking to work in your search.
Legal
Count Ready Limited is registered in England and Wales, No: 10283205. Registered Address: Unit 10, Robjohns House, Navigation Road, Chelmsford, England, CM2 6ND.
Count Ready Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference: 976111.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.
We usually charge fees of £595 on offer, but we will agree to our fees with you before we undertake any chargeable work. We will also be paid by commission from the lender.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Disclaimer: All content on the Count Ready website can only ever provide general information and does not constitute financial advice. For this reason, we always recommend that you speak to authorised advisers for your needs. (Please be aware that by clicking onto any outbound links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.)
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