Mortgage payment protection insurance
Affordable mortgage payment protection policy, so you can protect your loved ones.
Find out how our advisors can help with your mortgage payment protection insurance.
It is a type of insurance that will cover the monthly mortgage repayments for a period of time if you are unable to make them yourself.
It can be taken out as an optional extra with your mortgage and can be used in the event that you are unable to work or have another source of income. It will ensure that your monthly repayments continue to be made on time and in full, so there is no risk of you defaulting on your loans and losing your home.
A mortgage payment protection policy is a type of insurance that will cover your mortgage payments in the event you become unemployed, have an accident and sickness, or have to take time off work to care for a family member.
The amount of money that your mortgage payment protection policy will payout is dependent on a number of factors.
Mainly, the amount that your mortgage protection insurance will payout will depend on what kind of plan you have and how much you pay for it.
Yes. Mortgage payment protection insurance provides financial security for families and individuals who are struggling financially but still want the opportunity to own their homes in the future. It also helps protect people from being forced into debt due to unforeseen circumstances such as illness or accidents that may occur.
The main reason mortgage payment protection insurance is so important is that if you are unable to work, you will be unable to make your mortgage repayments. This could lead to you losing your home as well as having a negative impact on your credit score.
This type of insurance is often bundled with other types of mortgage protection policies, such as critical illness and life assurance. The cost will depend on various factors, such as:
There are many alternatives to MPPI, some of which include: income protection, life insurance, and critical illness insurance. Income protection protects your monthly income if you are unable to work due to an injury or illness. Life Insurance covers your mortgage payments in the event of your death, while Critical Illness Insurance covers your mortgage payments in case of a serious illness.
This cover is usually taken out by people who have a mortgage and are not sure how they will be able to afford their monthly mortgage payments if they become ill or unemployed.
The benefits of mortgage payment protection are:
An insurance policy can give you peace of mind. With Count Ready, you’ve protected against accidents and illnesses as well as unemployment.
Count Ready- Mortgage Payment Protection Insurance: Count Ready can get you a mortgage payment protection insurance that covers accidents, sickness, and unemployment and will pay your mortgage payments if you cannot work due to an accident or sickness.
Accidents, sickness, and unemployment are covered: With Count Ready, you’re protected against accidents, sickness, and unemployment. When one of these events occurs, the policy will pay your mortgage payments for the duration of your recovery time. If you are out of work for more than 90 days due to illness or accident, Count Ready will cover the remaining time on your mortgage until employment resumes or end date is determined.
Simple as 1-2-3: You can purchase a Count Ready policy in three steps: sign up online with one click; provide basic info such as age and occupation, and choose monthly payment options. It’s quick and easy!
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Count Ready is a company that sells Mortgage Payment Protection Insurance (MPPI). It gives homeowners peace of mind and security.
Save your home: It’s scary to think about the worst happening. But with Count Ready, you don’t have to. We’ll provide you with the right coverage without any fuss or headache.
Ready for anything?: We give you the support and protection you need, and if something unexpected happens, we’ll help you get back on track. All in all, MPPI is the answer for homeowners needing peace of mind and security.
Payments that suit your needs: Count Ready offers flexible payment plans for your convenience, so you can get back to living life-not worrying about finances. Insurance broker section: MPPI is a type of insurance that is sold through an insurance broker. Count Ready has experts in MPPI who will walk you through the process step-by-step, making sure that you’re well-informed and well-protected from start to finish.
We are a hybrid mortgage broker and protection adviser. However, we want to make it clear that we do not have physical branch offices everywhere in the UK. You can get our services over the phone, online, and face-to-face in some circumstances.
Please keep in mind that while we may not be local to you, we may still assist you. Imagine if you had a long-term health issue that needed to be addressed. Would you rather have the person who is closest to you or the person who is the best? Now is the moment to put that critical thinking to work in your search.
Legal
Count Ready Limited is registered in England and Wales, No: 10283205. Registered Address: Unit 10, Robjohns House, Navigation Road, Chelmsford, England, CM2 6ND.
Count Ready Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference: 976111.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.
We usually charge fees of £595 on offer, but we will agree to our fees with you before we undertake any chargeable work. We will also be paid by commission from the lender.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Disclaimer: All content on the Count Ready website can only ever provide general information and does not constitute financial advice. For this reason, we always recommend that you speak to authorised advisers for your needs. (Please be aware that by clicking onto any outbound links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.)
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