How far back do mortgage lenders look at bank statements?
When applying for a mortgage in the UK, one of the key documents that lenders scrutinise is your bank statements. These financial snapshots provide lenders
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When applying for a mortgage in the UK, one of the key documents that lenders scrutinise is your bank statements. These financial snapshots provide lenders
Capital raising on mortgage-free property is an increasingly popular financial strategy in the UK. With property prices generally on the rise, many homeowners are sitting
In today’s globalised world, financial borders are becoming increasingly blurred. For UK residents considering the option of taking out a loan from another country, there
When it comes to managing your mortgage, there are many options available to homeowners in the UK. One such option is a product transfer. But
For many in the UK, the ability to claim tax relief on mortgage interest has historically represented a significant financial advantage, particularly for landlords and
Purchasing property overseas can be an exciting venture, whether it’s for a holiday home, investment, or retirement. However, financing such a purchase requires careful planning,
In the quest for homeownership in the United Kingdom, one of the most significant financial decisions a buyer faces is whether to purchase their home
Navigating the mortgage market can be daunting at any age, but it often feels particularly challenging as you approach retirement. If you’re 57 years old
Purchasing a home is a significant milestone, and for many, it involves securing a mortgage. If you’re considering taking out a £150K mortgage, it’s crucial
When you’re in the process of buying a home in the UK, you may find yourself shopping around for the best mortgage deal. But you
London, a city renowned for its rich history, dynamic culture, and significant economic influence, offers a myriad of residential options catering to diverse preferences and
Finding the best fixed-rate remortgage deals can feel like navigating a financial labyrinth, especially with the UK’s dynamic mortgage market. However, with a little guidance
Choosing the perfect place to live in England can be a challenging decision. With its rich history, diverse culture, and stunning landscapes, England offers a
When it comes to the diverse property types available in the UK, the term “maisonette” often pops up. But what exactly is a maisonette, and
For many homeowners in the UK, the prospect of enhancing their property is an exciting one. Whether it’s adding an extension, renovating the kitchen, or
When it comes to managing your finances, your mortgage is often one of the biggest monthly expenses. But what if you could reduce this cost
Remortgaging your home can be a strategic financial move, potentially saving you money and offering better terms. However, understanding the minimum salary requirements is crucial
When it comes to remortgaging, one of the crucial decisions UK homeowners face is whether to remortgage with their existing lender or switch to a
When it comes to managing your mortgage, you have a couple of primary options to consider: product transfer and remortgage. Both routes can help you
When it comes to securing a mortgage in the UK, one term you’ll frequently encounter is “LTV” or Loan-to-Value ratio. Understanding what LTV is and
We are a hybrid mortgage broker and protection adviser. However, we want to make it clear that we do not have physical branch offices everywhere in the UK. You can get our services over the phone, online, and face-to-face in some circumstances.
Please keep in mind that while we may not be local to you, we may still assist you. Imagine if you had a long-term health issue that needed to be addressed. Would you rather have the person who is closest to you or the person who is the best? Now is the moment to put that critical thinking to work in your search.
Legal
Count Ready Limited is registered in England and Wales, No: 10283205. Registered Address: Unit 10, Robjohns House, Navigation Road, Chelmsford, England, CM2 6ND.
Count Ready Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference: 976111.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.
We usually charge fees of £595 on offer, but we will agree to our fees with you before we undertake any chargeable work. We will also be paid by commission from the lender.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Disclaimer: All content on the Count Ready website can only ever provide general information and does not constitute financial advice. For this reason, we always recommend that you speak to authorised advisers for your needs. (Please be aware that by clicking onto any outbound links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.)
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