How Many Missed Payments Lead to Default
Missing payments can happen to anyone, especially when unexpected financial difficulties arise. However, it’s essential to understand how quickly missed payments can lead to a
Home » Insight
Missing payments can happen to anyone, especially when unexpected financial difficulties arise. However, it’s essential to understand how quickly missed payments can lead to a
If you’re looking for a mortgage but worried about having bad credit, one of the key questions you’ll have is: how much deposit do you
If you’re buying a home in the UK, you’ll probably hear the term Land Registry searches at some point. But what exactly are they, and
Buying a home is exciting, but it can also be overwhelming—especially when it comes to mortgage surveys and valuations. Knowing what type of valuation or
If you’re trying to figure out which credit report agency you should use in the UK, you’re already on the right track. Your credit report
If you’re buying a home with a mortgage in the UK, chances are your lender will carry out a mortgage valuation. It’s a standard part
When you’re buying a property in the UK, your mortgage lender will typically require various searches to be carried out. One of these essential checks
Buying a home is one of the biggest financial steps most of us will ever take. But saving for a mortgage deposit can be a
When it comes to buying a home or remortgaging in the capital, securing a good mortgage deal can feel like navigating a maze. With so
When buying property in the UK, there are several legal checks you need to consider. One essential search is the environmental search. But what exactly
When you’re looking to buy a home in London—whether it’s your first flat in Hackney or a forever home in Wimbledon—one of the biggest decisions
Buying your first home in London can feel like jumping into the deep end without knowing how to swim. House prices are high, the property
When it comes to buying a home in London – one of the world’s most expensive property markets – every penny counts. Whether you’re a
Buying your first home is an exciting step, but it comes with a lot of questions. One of the biggest ones is this: Why do
When it comes to buying property in London, sorting out a mortgage is one of the most important—and often stressful—steps in the process. With house
Bankruptcy can be a fresh start, but it leaves a mark on your credit report that can make life tricky. If you’re wondering how to
An Individual Voluntary Arrangement (IVA) can be a lifeline if you’re struggling with debt, but once it’s over, most people want it off their credit
If you’ve spotted a County Court Judgment (CCJ) on your credit report, it can feel overwhelming. But don’t worry – you’re not stuck with it
A default on your credit report can feel like a heavy cloud hanging over your financial life. It can make it harder to get approved
Missed a payment and worried it’s ruined your credit? You’re not alone. Life happens – whether it’s an unexpected bill, a direct debit gone wrong,
We are a hybrid mortgage broker and protection adviser. However, we want to make it clear that we do not have physical branch offices everywhere in the UK. You can get our services over the phone, online, and face-to-face in some circumstances.
Please keep in mind that while we may not be local to you, we may still assist you. Imagine if you had a long-term health issue that needed to be addressed. Would you rather have the person who is closest to you or the person who is the best? Now is the moment to put that critical thinking to work in your search.
Legal
Count Ready Limited is registered in England and Wales, No: 10283205. Registered Address: Unit 10, Robjohns House, Navigation Road, Chelmsford, England, CM2 6ND.
Count Ready Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference: 976111.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.
We usually charge fees of £595 on offer, but we will agree to our fees with you before we undertake any chargeable work. We will also be paid by commission from the lender.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Disclaimer: All content on the Count Ready website can only ever provide general information and does not constitute financial advice. For this reason, we always recommend that you speak to authorised advisers for your needs. (Please be aware that by clicking onto any outbound links you are leaving the www.countready.co.uk. Please note that neither Count Ready or Connect IFA are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.)
© Count Ready – 2025. All rights reserved.