Employers liability insurance

Get employers' liability insurance, which protects businesses from the cost of legal actions.
Find out your best option for employers' liability insurance.
Employers' liability insurance

Insurance quotes we provide but not limited to:

Limited company

Employers' insurance for limited companies offers policies to protect your business against the risk of losing money as well as legal and financial liabilities.

Hospitality

Protect your business from potential liability issues with Employers' Liability Insurance. Get peace of mind knowing that you're covered for any situation that may arise.

Construction

General, physical, and personal damages, as well as legal costs, are covered by this insurance. It also covers you and your business.

Accountancy

Employers' liability insurance for Accountancy firms and Accountants. Employer's liability insurance is designed to protect your business from claims that may result from the actions of your employees, as well as damages caused by your business operations.

Retail

If you are a retail business with employees, then it is important to protect your business from liability. This means that you need to obtain employers' liability insurance for your retail business.

Health industry

If you run a company in the health industry, you need to be prepared for anything. In addition to legal compliance, you'll be required to have employers' liability insurance.

Employers' liability insurance quote

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We are one of the best employer's liability insurance brokers. When you purchase insurance from our broker, you are guaranteed immediate response. Our licenced brokers will find the policy that best suits your needs and provide it to you with ease and efficiency.

Employer's liability insurance

What is Employers’ Liability Insurance?

Employers’ Liability Insurance is a type of insurance that protects employers from liability for claims of negligence, professional malpractice, or wrongful termination of employees. It also covers injuries, death, and property damage resulting from work-related activities.

In fact, employers’ liability insurance is an important part of any company’s risk management strategy. Employers’ Liability Insurance (ELI) is a type of insurance policy that covers the employer for any liability claims made against them by their employees.

Most importantly, employer’s liability insurance (ELI) is compulsory insurance that employers in the UK must carry.
Employers’ liability insurance is designed to offer your business a crucial layer of protection that is designed to cover you and your employees in the event of accidental death, injury, illness, or occupational disease.

Why is employers' liability insurance important?

Employers’ liability insurance is important for both employers and employees. It is a policy that provides protection from the financial consequences of injuries or damage resulting from work-related activities.

If a worker gets injured on the job, the employer may be sued by that worker, as well as others who were injured in similar ways while performing their jobs.

Employers’ liability insurance helps to cover these costs and provides peace of mind to employers and employees alike.

How much does employers' liability insurance cost in the UK?

Employers’ Liability Insurance costs vary depending on the size of the company, type of industry, and location. It is important to note that there are different types of insurance policies available. Some are more comprehensive than others.

The cost of employer’s liability insurance depends on a number of factors, including:

  • The size and type of your business.
  • The industry you work in.
  • Your location in the UK

How do I get Employer Liability Insurance?

Employer liability insurance is a must-have for any business. Not only does it protect your business from legal claims, but it also helps you avoid paying high fines in case of an accident.

The best way to get this type of insurance is through an employer liability broker who can help you find a reputable company that offers the right coverage at an affordable price.

How much employers’ liability insurance do I need?

To avoid being sued, employers need to know what they can and can’t do, as well as what they can and can’t do,

An employer must have a minimum level of £5 million in Employers’ Liability Insurance (ELI). If your business does not have enough ELI, you can buy additional cover from your insurer.

Who needs employers’ liability insurance?

In the UK, employers have a duty to provide their employees with certain minimum standards of health and safety. This includes giving them safe places to work and making sure they aren’t exposed to things that could hurt or harm them.

This is why employers in the UK are required to have a policy of insurance in order to protect themselves and their employees.

Employers’ liability insurance should be purchased by employers who are deemed to have a business with employees who are not direct family members.

Do small businesses need public liability insurance?

Some employers are exempt from the requirement to purchase this type of insurance.

This includes:

  • If employers don’t employ anyone else.
  • all their employees are direct family members.
  • all your employees are based abroad and aren’t residents, they’re not employed by you.
  • Many public and government organisations and health service bodies.

Do I need employers’ liability insurance for temporary workers?

If you are hiring temporary workers in the UK, you will need to get an employer’s liability insurance policy. This is because they are considered to be employees, not self-employed, and, as such, are entitled to certain benefits under UK law.

What does employers’ liability insurance cover?

Employers’ liability insurance is designed to provide a financial safety net for employers. Most importantly, employers’ liability insurance covers the legal responsibilities of employers, and it can cover a wide range of things, like:

  • Bodily injury or death.
  • Property damage.Personal injury to third parties.
  • Covers the cost of legal fees.
  • Any other damages that may be incurred by the employer due to an employee’s negligence or misconduct.

When you may need to make a claim to your insurance?

Claims are a big part of insurance, and companies need to make sure that they have a solid case for making a claim. In fact, claims can be made for a variety of reasons.

They can be made because of an accident, death, or injury. The most common claims are for medical expenses, property damage, and vehicle damage.

Claims are also made because of changes in the law or when something is not covered by the policy. When you have a claim that is not covered by your policy, it’s important to contact the insurance company so they can make the appropriate changes on their end.

The best way to make sure that your claim is legitimate is to make sure that you have evidence and documentation for your claim.

If you are unsure if your claim is legitimate, then the best thing to do is contact your insurance company and talk to them about what needs to be done in order for you to make the claim.

Get the employers' liability insurance for your business

As a specialist insurance broker, Count Ready has a lot of experience selling insurance for businesses in the UK. They specialise in this type of insurance.

Uncompromising service: Not only does Count Ready offer a very low price, but they also guarantee your peace of mind by giving you top-notch service to make sure you get the insurance you need.

The right cover for the right price: At Count Ready, we offer a range of employers’ liability insurance policies, from basic to complex. We will offer you the best fit for your business and budget so that you don’t have to sacrifice quality for affordability.

Your business, your risk: Count Ready offers a variety of policies to suit all kinds of enterprises. We offer commercial, business, and personal policies. Our policies are designed with in-depth knowledge of the risks associated with small, medium-scale and large-scale businesses.

Protecting small businesses

Count Ready provides employers with liability protection and other insurance products.

Best for your company and employees: When it comes to business, it’s not just about you. That’s why we believe our services are best for your company and your employees. Our team is committed to serving you with the best and safest solutions that meet your business needs.

A competitive advantage in the market: Value for money, affordable premium rates, superior service. With the cost of employers’ liability insurance rising continuously, it’s important to have an edge over the competition. Count Ready provides all that, and more.

Work on your terms: With our unique employer liability insurance program, we offer an all-in-one platform that helps you manage risk and maintain control of your company. With no complicated setup or ongoing maintenance fees and no need for any other insurance policy, we help you stay focused on what’s important.

If you need an employer's liability insurance, we can help.

Count Ready offers employers' liability insurance

Count Ready offers the most comprehensive coverage with a single policy. We offer multiple policies to provide you with all-around protection, which includes liability, property, and public liability insurance, and our employees are always covered.

Flexible coverage options: Many companies offer multiple types of insurance on the same policy, but we offer our clients the best of both worlds with a single policy. You get everything you need to protect your business and your employees in one convenient package!

Maximum protection for your business: Our cover includes liability, property, and public liability insurance. With our comprehensive coverage options, we make sure your company is protected from all threats, including natural disasters, theft, vandalism, and many others.

Peace of mind: Count Ready offers employers valuable peace of mind by protecting them against legal claims. Employers don’t have to pay for their own defence in court, and we help them avoid costly court claims.